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As much as I tend to bitch and complain about banks and lenders some good deals do come along from time to time that if used wisely, could actually help you to get out of debt for nearly free.

The Bank of America WorldPoints™ Platinum Plus™ MasterCard® Credit Card is a good example. Currently this card has no annual fee, a 0% introductory rate for both balance transfers and cash advance checks for the first twelve billing cycles.

This means that if you used the money from this card to consolidate your debt and PAY IT OFF IN FULL before the 12 billing cycles are up you can use Bank of America money for FREE to pay off the rest of your debt.

If you are not sure if this is the right card for you, you can run a free card finder report online to identify a card that better meets your needs. There is no reason why you can’t be smart about using credit and use it to your advantage.

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Steve

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