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I’m sure your inbox is loaded with spam, just like mine is. Most of the spam is desperately trying to either get some part of my body, above and below the equator, to get bigger. The rest wants me to ingest something or look at something.

But the junk mail I find most interesting are the credit and debt offers. But it really pisses me off when spammers can’t at least be smart in their messages. Take the following message that just arrived.

Dear Jose,

Happy new year from Leroy . You can delete negatives items from credit
permanently and legally for as little as a hundred bucks for any medical,
credit card, or non-public debt. http://XXXXXXXXX.com can help you
re-establish good credit to obtain loans or other funding for your personal
life or business. Increase your fico score by one hundred to two hundred
points in less than six weeks by adding seasoned trade lines for less than a
few hundred dollars.


What Bad Credit Gets You

So Here is Today’s Commonsense Warning Notice

Before you consider doing anything like this or taking up a spammer about raising your credit score with tricks, you need to read Faking Your Way to a Better Credit Score.

You can easily raise your credit score legitimately and without dubious tricks or risky tricks by getting a copy of your consolidated credit report online and just reading what it is that is bringing your score down, and then address those issues. It’s very simple, you’ve just got to do it, so do it now.



A bit more information on what to consider and watch out for if you are tempted to do this.

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Steve

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