So I wrote this post about the increase in house fires of homes in foreclosure. Not a big story there but what has surprised me is just how many people land on that story after searchng for things like:
All I’ve got to say is, seriously, stop thinking that burning your home down to get the insurance money so you don’t get foreclosed on is a good idea. It’s not. And if you think that’s not the first thing the insurance company is going to investigate, you’re nuts. But then again desperate people do silly things.
If you are facing financial problems, let’s face them together, ask me for help and let’s look for a solution. Let’s not face them with a lighter and a can of gas. The answer lies in “what are my options” and not “flick-flick-flick-woosh”
The money troubles and worries you are going through right now are a concern, they are stressful and I’ve lived through them myself in my life but there is no reason why you need to resort to taking drastic action that can lead to the death and accidental injury of others because of the stress and fear of losing your home to foreclosure. That ranks right up there with the many people that kill themselves or loved ones to get the insurance money to pay off debt. It’s just debt and that’s worth killing over. A bit apples and oranges don’t you think?
Foreclosure Sucks
There is no doubt that foreclosure sucks and the number of people in foreclosure right now in the United States is larger than it has been in years. More foreclosures are yet to come but trust me, your financial situation is not a representation of who you really are. That is unless you burn down the house for the insurance money, then you’re just a criminal and just moments before you were only a frightened debtor.
P.S. And for the person that searched for “what so bad about marrying my sister”, really? That’s gross. But for the person that landed on the site after searching for “fuck yourself and save your money” LOL
Photo by Web Directions and those people in the photo are not contemplating down their house nor are they brother and sister that want to marry.
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[...] over this same period from last year. Many people are just opting to walk away from their homes and some have even gone to the (illegal ) extreme of torching their home to try to collect on the insura…. Everyday there is a new poll with new figures regarding the economy and none give any hope of any [...]
It is a shame that one would feel the need to resort to this extreme when there are so many options availible. I do understand in tough times the need to survive at all costs sometimes clouds judgment.
Raphael’s last blog post..Hope Springs Eternal
My house goes July 1 to auction, a bottle of champagne for the bank will be left. Clean, empty, its their. No need to anger, so be it.
I would LOVE to burn down my POS shit and collect the insurance. Sadly, I know well the insurance company will do everything they can to get out of paying anything on it. I had what I thought was a good policy, until a tornado came to town. My roof was destroyed, every single window was broken, my barns demolished. The french doors on the dining room blew open and the house was filled with water and debris. Insurance adjusters were all over town on claims, as the damage here was extensive. However, when the insurance check arrived, I opened up the envelope to find they’d paid me a whopping $8500 for what the lowest contractor estimate said would require 52,000 to repair. They had it all itemized of course. $11.25 for labor to remove and replace the destroyed french doors that the contractors want $150 to remove and replace. $350 for the doors themselves, that I paid 1500 for just last year. I can’t even buy crappy exterior french doors from Home Depot for $350, but according to my insurance company, that’s replacement value. My once nice house is now wrecked, and I barely have enough from insurance to cover fixing the roof. So to all those poor saps thinking they’ll burn their house and collect the insurance check, think again, and read your policy frontwards and backwards, because if your company can get out of paying you, it WILL.