Money Tips, Credit Advice, Debt Advice, Debt Wisdom and Just Stuff to Make Your Busy Day Fun, Informative and Never Boring.

If you're new here, you may want to subscribe to my RSS feed right now, before you forget, to get the latest posts. Thanks for visiting! Creditors have been moving to technologies which make it easier to use your credit card by waving your card at the register. The sad side-effect of this ease ...[Read More]


You know, I’m sick of getting spam. You probably are also. Right now my spam folder has 1051 spam messages in it and I figure, what the hell, turn about is fair play. So here is my list of most recent spammer email addresses and you should feel free to do with them what you want to. Also, ...[Read More]


Banks could easily increase interest rates on customers that are carrying large balance in order to increase profits. Beware if you are carrying a balance.

A new scam message just arrived and in order to help show you what to look out for I’ve dissected it for you below. Sadly, people still fall for these kinds of spam messages. The dissected version. Dear Friend, Good day, I just want to inform you that I have deposited your ATM MASTER ...[Read More]


Will your medical credit score limit your access to care when you need it? And what about the typical issue of medical insurance companies taking their sweet time in paying bills, will that now count against you and your medical credit score and will that ding limit your access to care?

With it looking more and more likely each day that the the U.S. economy is tipping into a recession and the Fed talking about yet another interest rate cut to jump-start the economy, let’s be perfectly clear with what is really going on. The messages from government and Wall Street will be ...[Read More]


I’m sure your inbox is loaded with spam, just like mine is. Most of the spam is desperately trying to either get some part of my body, above and below the equator, to get bigger. The rest wants me to ingest something or look at something. But the junk mail I find most interesting are the ...[Read More]


eTelemetry has come out with the Metron, a nifty piece of hardware that plugs into the corporate network to keep tabs on what you do online and send your manager alerts if you are goofing off or chatting to much. The device provides: Alerts when surfing and chatting exceeds a preset ...[Read More]


This all began innocently enough and escalated into the recording of this loan sales call. A member of our UK office received an unsolicited text spam message on her mobile phone advertising a loan. So we were all sitting around and decided to call the number to see what they were offering. The ...[Read More]


Ever since my days of helping people to deal with bad debt situations, I’ve developed a hatred for Sears. While hate might be a strong word, it is not strong enough for the way that Sears has treated consumers with debt problems. While the ads used to be about the “Friendlier side of ...[Read More]


“Colorado infomercial company Video Professor this week dismissed its lawsuit against 100 anonymous defendants who had posted critical comments about its products and billing practices online. Earlier this month, the company withdrew subpoenas that had sought the identity of anonymous ...[Read More]


One of the recent credit offers that has been sent to me from my efforts at I Buy Junk Mail contained this flyer below. It made me wonder where the line was between clever loan marketing and an out and out bribe to take out a loan? Is a cash bonus the same as paying someone to take out a ...[Read More]


The other day I wrote an article about a letter that HFC Bank was sending out to consumers. The letter appeared to be violating the Office of Fair Trading (OFT) Debt Collection guidelines. In that article I reveled how HFC Bank, a proud part of HSBC was violating numerous sections of the Debt ...[Read More]


If you or someone you know is a user of Facebook or any of the other social networking sites you should take a look at the public profile and see what it is telling thieves about the user’s personal information. Apparently journalists from the BBC1 consumer show Watchdog, have been able ...[Read More]


  

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