Money Tips, Credit Advice, Debt Advice, Debt Wisdom and Just Stuff to Make Your Busy Day Fun, Informative and Never Boring.

Get a Fucking Job. Loser!

If you're new here, you may want to subscribe to my RSS feed right now, before you forget, to get the latest posts. Thanks for visiting! I am almost never surprised after all these years of helping people with financial problems by the lack of understanding and compassion that others have. Now, ...[Read More]


Recently we posted an article on our UK site about mental health and debt. It had so much good information in it I’m going to repost it below. But it got me thinking, without any safeguards for consumers that run into unexpected trouble, isn’t the very premise of extending credit in ...[Read More]


So Bret and I woke up early to go to a local restaurant that advertises free WiFi with coffee and donuts. Apparently, nobody ever shows up for it since they didn’t have coffee or donuts. That’s a bad sign. I went out to eat and had a dirty fork, I asked for another, they brought me a ...[Read More]


If there ever was anyone that better understood and was sympathetic to the underlying issues and subconscious issues that drive good people into bad debt, it’s me. I’ve been in the financial crapper myself and then I built my personal finance professional life on helping people ...[Read More]


Frankly I’m stunned where all the bankrupts are in the UK. With fuel prices rapidly increasing, the cost of daily life getting more expensive and credit choked, how in the world are people in the UK managing to make ends meet? And you thought things were only tight in the US hum? Well the ...[Read More]


In 1989 and 1990 my financial life swirled the bowl and went down the toilet, resulting in my personal bankruptcy. My shame and my disgrace, which I kept silent and my secret until 2000 when I got outed by a Washington Post reporter when she asked me, only in passing, during an interview if I ...[Read More]


Feng shui means wind (feng) and water (shui). It was originally used to locate auspicious sites for graveyards. Gradually though, feng shui began to be used for dwellings as well. The system enables the harmonious flow of ch’i—Indian equivalent of prana or life force. No wonder feng ...[Read More]


There can’t be any doubt that a credit crunch is upon us. Just look at the delinquency rate on credit cards, the number of homes in foreclosure, car repossessions, etc. All the statistics are registering bad news on their debt Richter scales. And while we’ve seen an uptick in the ...[Read More]


For some it is a pleasure, and for others out-and-out a pain. How you experience the sliver of plastic we call a credit card, goes beyond praising or hating. It is your spending- and payment behaviour patterns that could well be making the difference. Christmas 2007 was put on credit. £2 ...[Read More]


Lovely reader Reese (a little link love for you) wrote a comment in response to my recent post Prepare For Your Credit Card Interest Rates To Jump Without Much Notice. Reese brought some excellent points that we should discuss. Pull up a chair my friend. “I’ve read some of your cc ...[Read More]


Once upon a time when debit cards were first introduced you could easily tell what they were. They usually had the bank logo on them, your account number and your name. However time never stands still for long and things have changed through the years so that today almost all debit cards look ...[Read More]


Here are four of my latest books on getting out of debt, how to deal with deal, overcoming financial issues and an introspective look at how debt impacts your life. The books are absolutely free for you to download now.

Debt With Dignity

In all sorts of corners of life we now assume that it is wrong to not treat others well. For example, in the U.S. we no longer have separate entrances based on the color of your skin. Buildings make allowances for physical limitations and a recent news story said that more people have developed ...[Read More]


  

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