23
Jun
2008
Posted by Steve Rhode as Ask Steve, Debt Collection
If you're new here, you may want to subscribe to my RSS feed right now, before you forget, to get the latest posts. Thanks for visiting! Tracy sent me the following email and asked for our help and advice. Pitch in your comments and let’s give Tracy a hand. Tracy writes: My husband has ...[Read More]
06
Jun
2008
Posted by Steve Rhode as Debt Collection
I just read a great article in BusinessWeek titled “Creditors Screw Consumers Again”, actually it was Banks vs. Consumers (Guess Who Wins). It was the single best article that I’ve read in years regarding the farcical B.S. creditor arbitration clauses in credit card agreements. ...[Read More]
23
May
2008
Posted by Steve Rhode as Consumer Debt, Debt Collection, Just Me Talking
Recently we posted an article on our UK site about mental health and debt. It had so much good information in it I’m going to repost it below. But it got me thinking, without any safeguards for consumers that run into unexpected trouble, isn’t the very premise of extending credit in ...[Read More]
14
May
2008
Posted by Steve Rhode as Debt Collection, Mental Health
UK mental health charity Mind says that people with mental health problems are almost three times more likely to be in debt than those without them. New research has suggested that concerns about debt are having a significant negative effect on people’s personal wellbeing and that those ...[Read More]
12
May
2008
Posted by Steve Rhode as Consumer Debt, Credit Cards, Debt Collection, Motorcycles
So Bret and I woke up early to go to a local restaurant that advertises free WiFi with coffee and donuts. Apparently, nobody ever shows up for it since they didn’t have coffee or donuts. That’s a bad sign. I went out to eat and had a dirty fork, I asked for another, they brought me a ...[Read More]
07
May
2008
Posted by Steve Rhode as Debt Collection, Just Me Talking
U.S. Citizens Fenced Out of America I just saw a piece on CNN that showed how the border fence near Brownsville, Texas is going to be built following a levee rather than the actual border. Doing this will place a large section of U.S. land and a gold course on the Mexico side of the fence. ...[Read More]
28
Apr
2008
Posted by Steve Rhode as Banking, Credit Report, Credit Score, Debt Collection, Gambling, Identity Theft, Mortgage Related
So let me tell you a story about secret credit bureaus that you don’t know about. Most of us have some knowledge about the three major credit bureaus that hold our credit report and credit score. The three biggies are Equifax, Experian and Transunion. But there are more places that hold ...[Read More]
23
Apr
2008
Posted by Steve Rhode as Debt Collection, Get Out of Debt, Good Tips
Sometimes debts can build up to the point that they’re overwhelming. Avoiding contact with your creditors (the people you owe money to) isn’t a good tactic, and makes them suspect you won’t pay, rather than can’t pay. It won’t go away if you cover your eyes. When ...[Read More]
26
Mar
2008
Posted by Steve Rhode as Bankruptcy, Debt Collection, Foreclosure, Medical
The CNN website has been running an extended series that lets you peak inside the debt situations of some American families. The continue to add more photos and profiles to their feature and it makes for some very interesting reading. Story after story is like a case study in financial ...[Read More]
11
Jan
2008
Posted by Steve Rhode as Business Failures, Debt Collection, Wa-Wa-What
Oh sweet irony of life. Here the U.S. government spends billions on anti-terrorism campaigns only to lose much needed surveillance wiretaps for failing to pay their telephone bills. More than half of 990 bills to pay for telecommunication surveillance in five unidentified FBI field offices were ...[Read More]
10
Jan
2008
Posted by Steve Rhode as Credit Cards, Debt Collection, Money Management
Business Week, a magazine I just love to read, just came out with an article that supports my 2008 consumer debt concerns. Delinquency Rates On the Rise Unable to tap home equity, strapped consumers are using plastic. Trouble is, many are having trouble making monthly payments. The article does ...[Read More]
08
Jan
2008
Posted by Steve Rhode as Debt Collection, Good Tips
Ingenious idea. I just learned a tip to about how to use automated technology to fool autodialers and telemarketing dialers into thinking your phone number is no longer in service and that it should be removed from their system. The Technical Facts In telephony, the special information tone ...[Read More]
25
Nov
2007
Posted by Steve Rhode as Debt Collection, Just Me Talking
One of the blogs that I enjoy reading recently posted a very interesting article that wanted me to share it with you. In an effort to help you understand why it is wrong for HSBC, HFC, Citibank, Bank of America, Capital One and all the others to vilify debtors when they can’t pay the ...[Read More]
13
Nov
2007
Posted by Steve Rhode as Consumer Debt, Credit Cards, Credit Report, Credit Score, Credit/Debt Counseling, Debit Cards, Debt Collection, Free Stuff, Money Management
Here are four of my latest books on getting out of debt, how to deal with deal, overcoming financial issues and an introspective look at how debt impacts your life. The books are absolutely free for you to download now.