Money Tips, Credit Advice, Debt Advice, and Debt Wisdom. A Little Eclectic. A Lot of Fun.

If you're new here, you may want to subscribe to my RSS feed right now, before you forget, to get the latest posts. Thanks for visiting!Stoozing, derived from the verb stooz, is a slang term used to describe the act of borrowing money at 0% (typically on credit cards), putting the money in a ...[Read More]


A Beautiful Landscape

I just found an amazing landscape photographer, mujimasa, and wanted to share the link with you. His images are incredibly beautiful and the site I found it on is worth a visit as well. If you enjoy the photography below, you’ll love Landscapes 2.0 as well. ----- If you enjoyed this ...[Read More]


Why do people hate their banks? Well, it’s almost always because of what are called “stealth fees.” These fees occur when a customer overdraws their account – either at an ATM or through a debit card purchase – without being warned that their ...[Read More]


I think we can all agree that the credit crunch in the U.S. and to a lesser extent, the U.K., really exists. Industry experts, like myself, can see that the problems consumers are facing are just beginning, not ending. Now is the time to pay careful attention to your credit reports and credit ...[Read More]


In a disturbing trend out of the United Kingdom, credit card customers in the UK with a spotlessly clean credit histories are being targeted and seeing their limits cut to £100 of their existing balance thereby curbing their spending limits by thousands of pounds. Credit card firms ...[Read More]


It’s that time again, time for your hottie picture of the Monday to help ease your stress level a bit in case the boss is being an ass today. ----- If you enjoyed this post be sure to grab the RSS feed or get posts by email so you don't miss a bit of what's to come. Steve ...[Read More]


I’m writing this article at 40,000 feet above Canada as I fly back to the UK from the US. It is no longer surprising that consumers in these countries and all other market economies that enjoy the benefits of consumer credit are at a significant disadvantage of achieving a ...[Read More]


As long as you are carrying a balance on your credit cards, the banks can change the terms, including the rates, and unless you can pay the entire balance off or move it to another card, you could be in for a world of hurt, as B of A customers have discovered. As banks hit hard times customers ...[Read More]


The Sampson family ordered food on Saturday night from Burger King for a total of $22.43. Unfortunately a the cashier charged them $2243.00 as he put the decimal point in the wrong place. Mr Sampson noticed the error a day later. He told local media that as a result of this his bank account was ...[Read More]


Personal finance education at schools will be “a major step forward” in dealing with society’s debt problems, the Financial Services Authority (FSA) in the UK has said. Research from the Association of Investment Companies (AIC) among parents and teachers has revealed that nine ...[Read More]


For some it is a pleasure, and for others out-and-out a pain. How you experience the sliver of plastic we call a credit card, goes beyond praising or hating. It is your spending- and payment behaviour patterns that could well be making the difference. Christmas 2007 was put on credit. £2 ...[Read More]


It is generally assumed in Australia that banks and lenders have access to a person’s full credit history however this is not the case. Australia is currently one of four countries in the developed world (the others being New Zealand, France and Italy) still operating under a ...[Read More]


It’s that time again, time for your hottie picture of the Monday to help ease your stress level a bit in case the boss is being an ass today. Today we have Ashley Judd to grace our page. ----- If you enjoyed this post be sure to grab the RSS feed or get posts by email so you don't miss ...[Read More]


Plane on a Stick. Yummm. Please Buy Cigarettes But Don’t Smoke Them. Man With Backpack and Shovel Heading Towards Interstate. Must be Nice. “Do you think we should get the car painted honey?” Interesting Sight in Grocery Store Bathroom. Register for the $1,000 Raffle and ...[Read More]


We hear a lot about the state of the economy in various places, but it isn’t till you get out on the road where you can see how it might really be impacting people. This morning I’m waking up in Arlington, Texas. This means that I’m now more than halfway across America, if you ...[Read More]


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