Money Tips, Credit Advice, Debt Advice, Debt Wisdom and Just Stuff to Make Your Busy Day Fun, Informative and Never Boring.

If you're new here, you may want to subscribe to my RSS feed right now, before you forget, to get the latest posts. Thanks for visiting! Damn them, they went bust as I was writing this. Well fuel prices and an incredibly tight and competitive airline industry culled another victim today. The ...[Read More]


Get a Fucking Job. Loser!

I am almost never surprised after all these years of helping people with financial problems by the lack of understanding and compassion that others have. Now, don’t call me cynical because for the most part, I’m an optimist. But in the face of the obvious or unknown, most people will ...[Read More]


I saw the following question posted out on the internet, the person looking for an answer and I had to share it with you. “I am helping someone with their budget and trying to brainstorm some ideas for helping the make extra money. But the family doesn’t need, right now, to have ...[Read More]


“Steve U R A Twat”

To this day I am still stunned by some of the comments that people post on this and other blogs. Messages of nastiness and hate. And the same question always comes to mind, why? So yesterday someone posted a comment that I did not approve that said, in it’s entirety, “Steve U R A ...[Read More]


Recently we posted an article on our UK site about mental health and debt. It had so much good information in it I’m going to repost it below. But it got me thinking, without any safeguards for consumers that run into unexpected trouble, isn’t the very premise of extending credit in ...[Read More]


So I saw the following story on the BBC and my initial reaction was that it made me cringe. Now, one argument is that if you’re not doing anything wrong, you have nothing to worry about but knowing that your every move is being tracked and stored by the government just doesn’t give me ...[Read More]


So I did purchase the Suzuki Burgman 650 Executive motorcycle / scooter. It’s a 650cc bike and you can call it what you want. They delivered it to the house yesterday. The reason I say “I’m a pussy” is that I find it funny that other motorcycle riders won’t wave at ...[Read More]


UK mental health charity Mind says that people with mental health problems are almost three times more likely to be in debt than those without them. New research has suggested that concerns about debt are having a significant negative effect on people’s personal wellbeing and that those ...[Read More]


So Bret and I woke up early to go to a local restaurant that advertises free WiFi with coffee and donuts. Apparently, nobody ever shows up for it since they didn’t have coffee or donuts. That’s a bad sign. I went out to eat and had a dirty fork, I asked for another, they brought me a ...[Read More]


If I am guilty of anything, it would be in having too many ideas and possibly being so self-righteous on some matters I fail to bend or give humble passage to allow for the populist view to pass without notice. I have dully noted the feedback among some readers, not all posted for politeness, ...[Read More]


If there ever was anyone that better understood and was sympathetic to the underlying issues and subconscious issues that drive good people into bad debt, it’s me. I’ve been in the financial crapper myself and then I built my personal finance professional life on helping people tackle ...[Read More]


U.S. Citizens Fenced Out of America I just saw a piece on CNN that showed how the border fence near Brownsville, Texas is going to be built following a levee rather than the actual border. Doing this will place a large section of U.S. land and a gold course on the Mexico side of the fence. ...[Read More]


Frankly I’m stunned where all the bankrupts are in the UK. With fuel prices rapidly increasing, the cost of daily life getting more expensive and credit choked, how in the world are people in the UK managing to make ends meet? And you thought things were only tight in the US hum? Well the ...[Read More]


Life Gets In The Way

Progress, progress, progress, always forward, so say many. The drive to succeed and make money is the ultimate pursuit for the driven masses. The ability to earn and spend is an unsatisfied quest that become a goal rather than a meaningful exercise. Since my last post I have found myself detoured ...[Read More]


Blah, blah, blah, blah, blah. You and I don’t need anyone to tell us it is getting way more expensive to fill our gas tanks. We get that message every time we withdraw the nozzle from the tank and place it back on the pump. Hello $73.18. BOHICA! (Bend Over Here It Comes Again) But what you ...[Read More]


  

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